A lot of things around us are evolving because of technology. It has been making our lives easier and faster because of innovations, making our lives more convenient. More than twenty years ago, cellphones had an option to require a password using numbers before you can access your phone for security purposes; now, most mobile devices contain features where the password can be set using not only numbers but also letters and symbols. Fortunately, the advancements in technologies can be seen not only on mobile devices but on many other things that are essential to our everyday lives
For this article, we will be talking about something that surprisingly benefit from technological advancement. I know a lot of people around us have keys with them because it is the most common way to secure our house or rooms. But this is not only the item that locks our houses, but there are also different items that help secure our homes such as padlocks.
Technology produces smart door locks and most of these advanced locks are usually seen in important building or other building that needed extra safety because there are very important and confidential files in it. Those who are rich also have this kind of security. The good thing about this smart locks is that it allows you to have full control on the house. First, you will need any keys because it can already detect your face and you can even know who is breaking in to your house. Moreover, you can also register your family’s face so they no longer need to bring keys with them all the time.
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As what I have mentioned earlier, this kind of lock system is indeed a great outcome of technological advancement that have helped a lot when it comes to safety and security. Buildings such as hotel, office building have them. Now you might ask why are there places that still do not want to make use of this kind of security system. The simple and somewhat obvious answer to that is smart locks are much expensive compared to a lock where you always need a key with you. However, even though it is very pricey, the benefits are really amazing.
At some point, all artists (photographers, sculptors, painters, musicians, stage actress, and etc) will have to consider taking out an insurance for their protection. The question is what type of insurance should people in the field of art be taking out? In this post, we are going to cover three kinds of insurance that are typically being recommended to the professional artist. Let’s take a look.
Three Forms of Insurance The Artist Must Have
There are three kinds of insurance that most insurance agents recommend to the artist. It is the errors and omissions insurance, the general liability insurance, and the professional property insurance. Most insurance companies bundle these all three insurance policies into one so that the artist can simplify payments and so that the artist can get discounts from the insurance purchase.
- Errors and Omissions Insurance. This insurance plan provides protection to the artists for some incidents in his profession that involve neglect whether it is proven or not. This insurance also includes copyright and trademark issues, invasion of personal privacy and others. Example, a photographer who lost or damaged memory card of a wedding event where the client filed a case to the photographer for the act of negligence.
- Professional property insurance. This policy protects the artists’ equipment (equipment should be essential in the day to day operations of the artists’ profession) in case of lost, damage, or thief. Example of essential equipment would a high-end camera for the photographer, paint and brush to the painter, musical instruments to the musician, and so on. In case of stolen equipment, it will have to be proven that the equipment had been properly secured and that break-in took place.
- Commercial General liability insurance. This policy protects the artist from incidents that may occur while performing your business. An example of this is the case of slip and fall. When a client who enters your art gallery may have slipped and fall due to the slippery wet floor, or a bulb came to lose and fall into a visitors head.
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